Home insurance also called homeowners insurance is a type of property insurance that covers private homes. The insurance policy includes various personal insurance protections, which include losses occurring to one's home, its contents, loss of its use, or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or within the policy territory. It requires at least one of the named insureds occupies the home. Home insurance is important because its your home!. It means a lot to us and it is special, unique, and is the result of your hard work. Be wise and protect your home with the right insurance coverage!