Reasons to Plan for Long Term Care Insurance

Reasons to Plan for Long Term Care

But for every reason why people do not plan in advance for long-term care, there is a reason why they should:

  • Advanced planning for future care needs will allow for greater independence and choice as to where and how the care is delivered.
  • Advanced planning can mean greater financial security, not only for those who may need care but also for their family and loved ones.
  • Advanced planning can ease the financial and emotional toll on one’s family and release them from the burden of providing the care, if and when it is needed.
  • Advanced planning will avoid the uncertainty, confusion, and mistakes that could arise in the event of a health care need.
  • Advanced planning will promote a continued quality of life, as the person defines it, when care is needed.