Auto insurance is designed to cover financial liability risk or loss, a motor vehicle owner may face if his/her vehicle is involved in an accident resulting in property or physical damage. The vehicle owner will pay a monthly amount often called as insurance premium. The insurance premium is determined by a variety of factors including the type of the vehicle, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored. Insurance companies will provide an insurance card to the motor vehicle owner for the coverage which can be produced as a proof of insurance in any event. With increased frequency of automobile accidents, car insurance has become inevitable. Insure your car with the right insurance coverage you deserve.